In Asia, the explosion of digital finance is closely linked to the widespread adoption of fintech apps, particularly for cryptocurrency transactions. With Asia being a significant hub for tech innovation, around 40% of the continent’s population is now exploring cryptocurrency investments, highlighting the growing demand for fintech apps that provide secure and user-friendly financial services.

The search for the best fintech app in Asia is crucial as these platforms handle nearly half of all cryptocurrency transactions in the region. This high level of usage ranks them among the most used fintech apps across the continent. For users in Asia, selecting the right app fintech can greatly enhance the efficiency of digital transactions and investments, offering advanced features that cater to the diverse and dynamic financial landscape of the region.

Best Fintech Apps For Crypto Payment in Asia

What Are Fintech Apps?

Fintech apps are software programs designed to make financial services easier and more accessible. They can be used on smartphones, tablets, or computers and cover a variety of financial tasks such as banking, investing, borrowing, and even managing cryptocurrencies. These apps use modern technology to help you manage your money faster, with fewer fees, and often without needing to visit a bank.

How To Choose a Fintech App?

Choosing the right fintech app depends on what you need it for. Here are some simple steps to follow:

1. Identify Your Needs: Decide if you need the app for saving, budgeting, investing, or making payments.
2. Check Reviews: Look at what other users are saying about the app’s reliability and customer service.
3. Consider Security: Ensure the app has strong security measures to protect your money and personal information.
4. Compare Features: Some apps offer extra features like automatic savings or investment advice. Compare these to find the best fit for your financial goals.
5. Look at Fees: Finally, check if there are any fees for using the app and decide if they are worth the services provided.

10 Best Fintech Apps For Crypto Payment In Asia (2024)

Here is the list of the best fintech apps for crypto payments that you must try in 2024:

Here is the detailed information about 10 of the top fintech apps you should check out in 2024. These fintech apps are available for both iOS and Android devices and can be utilized on a smartphone or tablet.

1. Binance

Binance is the leading cryptocurrency trading platform in Asia, known for its vast array of trading options. It has achieved over 15 million downloads globally and holds a high user rating across various app stores.

App Install:

• iOS: Available on the App Store
• Android: Available on Google Play

Price: Free to download; trading fees are competitive.

Why Binance:

• Provides a robust range of trading options including futures and spot trading.
• Offers its own coin, BNB, which can be used to get discounts on trading fees.
• Features a secure asset fund for users as an additional layer of protection.
• Regularly introduces new tokens and trading pairs to meet user demand.

2. Huobi

Huobi is another heavyweight in the Asian crypto market, offering a comprehensive suite of trading services. It’s praised for its advanced security features and has over 10 million users.

App Install:

• iOS: Available on the App Store
• Android: Available on Google Play

Price: Free; fees apply for various transactions.

Why Huobi:

• Known for a wide selection of cryptocurrencies and ICO tokens.
• Offers loan services against crypto holdings.
• Features an insurance policy to protect user assets from any security breach.
• Has a dedicated 24/7 customer support team to assist users in various languages.

3. OKEx

OKEx is popular in Asia for its user-friendly interface and diversity of trading options, including futures, spots, and margin trading. It boasts a significant user base with high satisfaction ratings.

App Install:

• iOS: Available on the App Store
• Android: Available on Google Play

Price: Free to download; trading fees vary by transaction type.

Why OKEx:

• Provides diverse trading options to cater to all levels of traders.
• Features a secure cold storage system for cryptocurrencies.
• Offers comprehensive API support for automated trading.
• Includes a unique futures contract trading feature not widely available in other apps.

4. WazirX

WazirX, India’s most trusted crypto exchange, offers an auto-matching P2P engine that revolutionized crypto transactions in the region. It recently surpassed 5 million downloads.

App Install:

• iOS: Available on the App Store
• Android: Available on Google Play

Price: Free to download; nominal fees for trading.

Why WazirX:

• Known for its speedy and reliable P2P transaction system.
• Offers a simple and intuitive user interface, perfect for beginners.
• Supports a range of cryptocurrencies and fiat currencies.
• Regularly runs contests and giveaways to engage its user community.

5. Bitkub

As Thailand’s leading cryptocurrency exchange, Bitkub offers an easy-to-use platform with over 1 million satisfied users. It is highly rated for its customer service and user experience.

App Install:

• iOS: Available on the App Store
• Android: Available on Google Play

Price: Free; transaction fees are low and competitive.

Why Bitkub:

• Focuses on providing excellent customer service.
• Features a straightforward interface for trading a wide range of cryptocurrencies.
• Highly secure, employing multi-factor authentication and robust infrastructure.
• Frequently updates with new features and improvements based on user feedback.

6. Coincheck

Coincheck, one of Japan’s largest cryptocurrency exchanges, provides a variety of crypto services including a popular mobile app that has seen over 2 million downloads.

App Install:

• iOS: Available on the App Store
• Android: Available on Google Play

Price: Free to download; various fees apply for different services.

Why Coincheck:

• Offers a wide variety of altcoins alongside major cryptocurrencies.
• Features an easy buying and selling process, suitable for beginners.
• Ensures top-notch security with regular audits and compliance checks.
• Provides real-time price feeds and trading updates.

7. Upbit

Upbit is South Korea’s premier crypto exchange with a high-performance trading engine. It’s known for its quick transaction capabilities and has a strong presence in the market.

App Install:

• iOS: Available on the App Store
• Android: Available on Google Play

Price: Free; competitive trading fees.

Why Upbit:

• Supports an extensive list of cryptocurrencies.
• Known for its high-speed trading engine.
• Offers real-time financial news and market insights.
• Provides user-friendly tools for both novice and experienced traders.

8. ZebPay

ZebPay, a leading crypto exchange in India, has been at the forefront of cryptocurrency trading services, recently crossing 3 million downloads.

App Install:

• iOS: Available on the App Store
• Android: Available on Google Play

Price: Free to download; low trading fees.

Why ZebPay:

• Offers lightning-fast withdrawals and deposits.
• Features robust security protocols to protect user assets.
• Provides a clean, intuitive trading experience.
• Actively engages with the community through educational content and support.

9. Tokocrypto

Indonesia’s Tokocrypto is backed by Binance, providing a secure and compliant trading environment. It’s quickly gained popularity with a strong focus on user education and community building.

App Install:

• iOS: Available on the App Store
• Android: Available on Google Play

Price: Free; fees for trading are clearly stated.

Why Tokocrypto:

• Integrates Binance’s advanced trading features and security.
• Focuses heavily on educating its users with regular webinars and workshops.
• Supports IDR for easy and accessible trading in Indonesia.
• Has a strong community presence with active social media engagement.

10. KuCoin

KuCoin is known for its wide array of cryptocurrencies and innovative trading features like futures and margin trading. It enjoys a large user base across Asia.

App Install:

• iOS: Available on the App Store
• Android: Available on Google Play

Price: Free to download; trading fees are reasonable.

Why KuCoin:

• Offers one of the most extensive ranges of cryptocurrencies available on any platform.
• Features advanced trading options including lending and futures.
• Known for its user-friendly interface and community-driven approach.
• Regularly updates its services to incorporate user feedback and the latest technology.

Benefits of Using Fintech Apps

Fintech apps provide numerous benefits such as:

• Low transaction fees: Competitive pricing that can significantly reduce the cost of transactions compared to traditional banking methods.
• Fast and easy payments: Quick processing times that enable seamless transactions.
• Support for multiple cryptocurrencies: Flexibility to deal with various digital assets, accommodating diverse user preferences.
• User-friendly interfaces: Simplified navigation that enhances user experience, making it accessible for both beginners and experienced traders.
• Enhanced security measures: Advanced protection features such as two-factor authentication, encryption, and secure storage to safeguard user assets.

Summary

To summarise, fintech apps are revolutionizing the landscape of digital payments in Asia, particularly in the realm of cryptocurrency transactions. With around 40% of Asians now exploring cryptocurrency investments and fintech apps handling nearly half of all crypto transactions in the region, these platforms are essential for anyone engaging with digital currencies.

The best fintech apps for crypto payments, such as Binance, Huobi, OKEx, and Coincheck, offer robust security, user-friendly interfaces, and comprehensive features that cater to both beginners and experienced users. By choosing the right fintech app, users can simplify the complexities of crypto trading and investments, ensuring a smoother and more efficient financial experience.

Best Fintech Apps For Crypto Payment – FAQs

What are the top fintech apps for crypto payments in Asia?

The top fintech apps for crypto payments in Asia include Binance, Huobi, OKEx, WazirX, and Coincheck. These apps offer a range of features such as crypto wallets, trading, and payment solutions.

How do fintech apps facilitate crypto payments in Asia?

Fintech apps facilitate crypto payments by providing users with digital wallets that support multiple cryptocurrencies. They enable easy conversion between crypto and fiat currencies, and allow users to make payments directly to merchants or other users.

Which fintech apps have the lowest fees for crypto transactions in Asia?

Apps like Binance and KuCoin are known for their competitive fee structures. Binance offers low trading fees, while KuCoin provides various fee discounts based on the user’s trading volume and membership tier.

Can I use fintech apps to pay with multiple cryptocurrencies in Asia?

Yes, many fintech apps such as Binance, OKEx, and Huobi support multiple cryptocurrencies. Users can choose from a variety of digital currencies to make payments or conversions.

How secure are fintech apps for handling crypto payments in Asia?

Most reputable fintech apps implement robust security measures such as two-factor authentication, encryption, and secure storage for private keys. Apps like Huobi and Coincheck are also regulated by financial authorities, adding an extra layer of security.

What are the benefits of using fintech apps for crypto payments in Asia?

Benefits include low transaction fees, fast and easy payments, support for multiple cryptocurrencies, and additional features like crypto trading and investment options. Fintech apps also offer user-friendly interfaces and enhanced security measures.