Table of Content

• A. Stock Market
• B. Stocks
• C. Commodities
• D. Mutual Funds
• E. Bonds
• F. ETF
• G. Real Estate
• H. Cryptocurrency
• I. Sustainable Investing
• J. Income Tax – Taxes
• K. Fintech
• L. Financial Planning
• M. Retirement Planning
• N. Budgeting & Saving
• Investing – FAQs

Preference Shares	Equity Shares

1. How to make money from Share Market?
2. What are Dividend Stocks and How it Works?
3. Debenture : Meaning, Types, Advantages, and Disadvantages
4. Difference between Shareholders and Stakeholders

C. Commodities

A commodity is an external object or item fulfilling various human needs, subsequently exchanged for other goods or services. These are typically physical products intended for consumption or use in production, needing more differentiation among themselves. Commodities encompass raw materials, basic resources, and agricultural or mining products like sugar, rice, iron ore, and wheat. Traded within commodity markets, these markets focus on the primary economic sector rather than manufactured goods.

1. Commodity Mutual Funds : Meaning, Features, Suitability & Types

D. Mutual Funds

Mutual funds offer a diversified approach to investing by pooling money from multiple investors to purchase a basket of securities. Research highlights the potential benefits of mutual funds, especially for novice investors. These funds provide professional management, instant diversification, and reduced risk compared to individual stock picking. As fund manager Peter Lynch, puts it, “Owning stocks is like having children – don’t get involved with more than you can handle.”

Mutual Funds basics

1. What are Mutual Funds?
2. How to Invest in Mutual Funds?
3. Systematic Investment Plan (SIP) | Meaning, Benefits and How it works ?
4. Systematic Withdrawal Plan (SWP) | Meaning, Working and Benefits
5. Assets Under Management (AUM) – Meaning, Impacts & How to Calculate
6. Asset Management Company (AMC) – Meaning, Functions, Fees, Examples
7. Expense Ratio | Meaning, Components, Restrictions and Examples

Types of Mutual Funds

1. Types of Mutual Funds
2. Exchange Traded Funds (ETF) : Meaning, Types & Benefits
3. Emerging Market Funds: Features, Suitability and Advantages
4. Banking and PSU Funds: Features, Suitability & Advantages
5. Credit Risk Mutual Fund: Features, Suitability, Advantages & Disadvantages
6. Conservative Mutual Funds: Features, Suitability & Advantages
7. Commodity Mutual Funds: Meaning, Features, Suitability & Types
8. Money Market Funds: Features, Suitability & Benefits
9. Medium Duration Mutual Funds: Features, Suitability & Benefits
10. Ultra Short-Term Mutual Funds: Features, Suitability & Benefits
11. Closed Ended Mutual Funds: Meaning, Features & Suitability
12. International Mutual Funds: Types, Benefits & Factors
13. Value Mutual Funds: Suitability, Factors & Benefits
14. Corporate Bond Debt Funds – Meaning, Features & Suitability
15. Interval Funds – Features, Suitability and Taxation
16. Dynamic Asset Allocation Funds – Features, Suitability, Advantages & Disadvantages
17. Gilt Funds – Meaning, Features, Suitability, Advantages & Disadvantages
18. Aggressive Mutual Funds – Features, Suitability, Advantages and Disadvantages
19. Equity Mutual Funds – Features, Types & Benefits
20. Liquid Mutual Fund – Features, Suitability, Advantages and Disadvantages
21. Dynamic Mutual Funds – Features, Suitability, Advantages and Disadvantages
22. Overnight Fund – Features, Suitability, Advantages & Disadvantages
23. Balanced Fund | Meaning, Factors, Advantages and Disadvantages
24. Index Funds | Working, Factors and Advantages
25. Income Funds | Meaning, Features, Working and Benefits
26. Arbitrage Funds | Working, Features, Advantages and Disadvantages
27. Sector Mutual Funds | Meaning, Types and Factors
28. Small-Cap Mutual Funds | Features, Benefits and Taxation Rules
29. Mid Cap Mutual Funds | Concept, Features and Benefits
30. Large Cap Mutual Funds | Features, Benefits and Taxation Rules
31. Multi Cap Funds |Types, Factors and Risks
32. Global Mutual Fund | Features, Structure, Pros & Cons and Taxation Rules
33. Multi-Asset Allocation Fund | Purpose, Factors, Advantages and Disadvantages
34. Real Estate Funds | Meaning, Features, Advantages and Risk Associated
35. Contra Mutual Funds | Meaning, Factors and Benefits
36. Low Duration Mutual Funds | Working, Advantages ad Disadvantages
37. Equity Savings Schemes Funds | Features, Purpose, Advantages and Disadvantages
38. Open Ended Funds | Features, Advantages and Disadvantages
39. Dividend Yield Mutual Funds: Working, Factors and Benefits
40. Focused Fund | Concept, Purpose and Benefits
41. Hedge Funds | Features, Benefits and Working

Difference Between Mutual Funds

1. Difference between Hedge Funds and Mutual Funds
2. Mutual Fund vs. ETF : Which is Right for You?
3. Difference between Dividend Yield Mutual Funds and Dividend Options

Mutual Funds – One Complete Guide 2024

E. Bonds

A bond is defined as a debt asset that reflects an investor’s loan to a borrower, usually an authority or a firm. When a company issues a bond, it is borrowing money from investors and promising to pay periodic interest payments (coupon payments) and repay the entire principal amount (face value or par value) at the end of the bond’s term. 

1. Bonds : Meaning, Types, Categories & Advantages
2. How to Invest in Bonds : Tips, Benefits & Risks
3. Difference between Stocks and Bonds

F. ETF

Exchange traded funds, commonly known as ETFs, are financial instruments that can be easily traded on a stock exchange like any other securities. ETFs are a combination of mutual funds and equities of the listed company. 

1. Exchange Traded Funds (ETF) : Meaning, Types & Benefits
2. Difference between Mutual Funds and ETFs

G. Real Estate

Real estate can be a lucrative investment with the potential for both income generation and long-term appreciation. As Suze Orman: says “Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense…it is about the safest investment in the world.”

1. Real Estate Investment: Features, Types, Examples & Careers
2. Real Estate Investment Trust (REIT): Criteria, Working, Types, Advantages and Limitations
3. Real Estate Agent: Meaning, Types & Need

H. Cryptocurrency

Cryptocurrency, also known as crypto, is a digital payment system that uses cryptography for security and operates independently of a central bank. Transactions are recorded on a public ledger called a blockchain, making them transparent and verifiable. Unlike traditional currencies, crypto isn’t controlled by a central bank but relies on a decentralized network to verify transactions and issue new units. This makes crypto transactions faster and potentially more secure. This decentralized system aims to provide a secure and tamper-proof way to transfer digital assets.

Cryptocurrency Apps

List of 10 cryptocurrency platform where you can buy, sell and hold cryptocurrency.

1. Coinbase
2. Binance
3. WazirX
4. CoinDCX
5. Rohinhood
6. Gemini
7. Crypto.com
8. Bybit
9. ZebPay
10. KuCoin

I. Sustainable Investing

Sustainable investing is a way to grow your money while aligning your values with the health of the planet and society. It considers environmental, social, and governance (ESG) factors alongside traditional financial metrics to invest in companies making a positive impact. This approach is gaining traction as investors seek to balance financial returns with creating a more sustainable future.

1. Environmental, Social & Governance (ESG) Investing : Works, Importance & Factors

J. Income Tax – Taxes

Understanding the complexities of income tax is essential for responsible financial planning and compliance. Learning about applicable deductions, exemptions, and tax-saving strategies can significantly reduce tax liabilities. Financial experts often repeat, “Don’t pay more tax than you legally owe.”

1. Taxes: Meaning, Types, Calculation & How to File
2. What is Income Tax? | Tax Slab | Deductions Allowed
3. How to calculate Income Tax on salary (with example)?
4. Income Tax Exemptions and Deductions for Salaried Individuals
5. What is House Rent Allowance? |How much exemption can be claimed on HRA ?
6. What is Section 80C ? | Deductions under 80C

K. Fintech

Fintech is revolutionizing the way we manage money. By using innovative technologies like mobile apps and artificial intelligence, FinTech companies are making financial services faster, cheaper, and more accessible for everyone. This rapidly growing industry is changing everything from payments to investing, with new applications emerging all the time.

1. Top 10 FinTech Companies in India

L. Financial Planning

Financial planning is the process of thoughtfully managing your income, expenses, and investments to achieve your financial goals. Financial planning is the process of thoughtfully managing your income, expenses, and investments to achieve your financial goals.

1. Financing Decision: Meaning and Factors affecting Financing Decision
2. 10 Essential Financial Tips for Young Adults

M. Retirement Planning

Retirement planning is the process of strategizing to generate income for when you are no longer working. It involves determining your financial needs, setting goals, and creating an investment plan to build your retirement fund.

Types of Retirement Plans

1. Atal Pension Yojna (APY): A Complete Guide
2. National Pension Scheme (NPS): A Complete Guide
3. Public Provident Fund (PPF)
4. Annuity Plans
5. Retirement-Focused Mutual Fund Schemes
6. Employees Provident Fund (EPF)
7. Senior Citizen Savings Scheme (SCSS)
8. Pradhan Mantri Vaya Vandana Yojana (PMVVY)

• Difference between Annuities and Mutual Funds

N. Budgeting & Saving

Budgeting is the process of outlining the estimated income and expenses over a specific period. The process involves planning, organizing, and controlling the financial resources of an organisation or an individual to achieve specific goals within a defined period. The objective of budgeting is to guide in making financial decisions and to ensure that available resources are used efficiently and effectively. It helps to guide the financial performance and stability of the business and encourages to work towards achieving an end goal.

1. Budgeting : Purpose, Importance, Types, Process & Strategy
2. Portfolio Management: Concept, Objectives, Process and Types
3. How to Become a Portfolio Manager?

Investing – FAQs

What is investing?

Investing is the act of allocating funds with the expectation of generating returns or profits over time.

Why should I invest?

Investing allows you to grow your wealth, beat inflation, and work towards achieving long-term financial goals such as retirement or buying a home.

What are common types of investments?

Common types of investments include stocks, bonds, mutual funds, real estate, and alternative investments like commodities or cryptocurrencies.

How do I start investing?

Start by setting investment goals, educating yourself about different investment options, and opening an investment account with a brokerage or financial institution.

What are the risks of investing?

Investing involves risks such as market volatility, economic downturns, and the potential loss of principal. Diversification and proper risk management strategies can help mitigate these risks.

What is the difference between stocks and bonds?

Stocks represent ownership in a company and offer the potential for capital appreciation, while bonds are debt securities that pay fixed interest and return the principal amount at maturity.

What is the importance of diversification in investing?

Diversification helps spread investment risk by allocating funds across different asset classes, industries, and geographic regions, reducing the impact of any single investment’s performance on the overall portfolio.

What is the role of risk tolerance in investing?

Risk tolerance refers to an investor’s ability and willingness to endure fluctuations in the value of their investments. Understanding your risk tolerance helps align your investment strategy with your financial goals and comfort level.

How do I research investment opportunities?

Research investment opportunities by analyzing financial statements, market trends, company fundamentals, and economic indicators. Utilize reputable financial websites, news sources, and investment research platforms for insights.

What is the importance of time horizon in investing?

The time horizon refers to the length of time an investor expects to hold an investment before needing to access the funds. Longer time horizons allow investors to take on more risk and potentially benefit from compounding returns.